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C-Credit Equipment Financing & Working Capital


We pride ourselves on being able to finance a wide range of credits.  While we do finance A & B credit levels we also offer C-credit level financing  and working capital programs.  Our C-Credit programs works really well for the construction, machine tools, and all kinds of industries.  To learn more about our financing and working capital options for bad credit simply call us today to learn more.


If you have a credit score below 650 or don't qualify for our A-credit or B-credit programs we may still be able to help!  See our three options below:


Have Questions? Call: 888-595-4422




C-Credit Financing Program

Collateral Financing Program

Short-Term Working Capital

The C-Credit program will use your company financial strength combined with a 10% refundable security deposit to get deals done.  This program typical term is 36 months.  Here is what we will need:

The C-Credit collateral program is for individuals who have a lot of collateral to put up and wish to use that to get approved.  This type of deal may come with higher payments based on risk and is usually used a starter loan with most customers paying it off early.  See what we need below:

Our Short Term Working Capital program is really making waves.  If your company is one year old and does over $100,000 in sales per year, you may qualify for a Working Capital loan from $5,000 to $100,000 overnight.  Getting a Small Business Loan for your company is easier than ever with this program.  What we will need:


  • Financing from $10,000 to $200,000

  • Builds company credit

  • Terms up to 36 mo for under 100K

  • Terms up to 48 mo on 100K plus


  • Financing from $10,000 to $200,000

  • Builds company credit

  • Terms up to 60 months

Have You Considered Invoice Factoring?


  • Loans from $5,000 to $100,000

  • Builds company credit

  • Terms from 3 months to 12 months

  • Fast Simple Approvals!


Improve Cash Flow With Our: Invoice Factoring!


Is your company growing too fast?  Are you looking for an alternative to excavator financing or a working capital loan?  Don't qualify for excavator financing?  Invoice factoring is your affordable solution.  Invoice factoring works by fronting you money for your outstanding invoices.  Stop waiting 30-90 days for invoices to pay and try invoice factoring today.  Learn more at our invoice factoring website www.usfinco.com.

Apply For Invoice Factoring

Invoice Factoring Video
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Equipment Financing Options Equipment Financing Process Equipment Financing Highlights

Excavator Financing Options

 Excavator Financing Process

Excavator Financing Highlights

We have several financing options, such as;  simple interest loans, $1.00 out leases , 20% residual financing and straight FMV financing.  Tell us your excavator financing goals and let us put together the best excavator financing package for you!

  • Application Only Programs

  • $1.00 Out Leases

  • FMV Financing

  • & More!

Once you have completed our one-page application we will review it in our office.  Financing amounts for excavators normally can be approved without tax returns or financial statements.  Once your financing application is approved, which normally takes about a day, we will call you to go over the terms and conditions of your approval on the excavator.  Once you accept the terms, financing documents will be prepared so that your vendor can be paid and you can get the excavator to grow your business.

  • New & Used Crawler Excavators

  • Leases or Loans

  • Terms up to 60 months

  • Financing for $20,000 and up

  • No Start-Up Companies

  • Get Working Capital Loans

  • No Private Party Sales

  • Lower credits will require a financial package &/or collateral listing.

  • We want to know your companies story to help the approval process!


* For Qualified Applicants

* We Reserve The Right To Reject Any Application


A1A Financing

Bad Credit Equipment Financing

CNC Equipment Financing

Dump Truck Financing

Dump Truck Financing Info

EPS Funding

Equipment Financing

Equipment Leasing

Excavator Financing

IFS Lease

Loader Financing

MT Financing

Machine Tool Financing

Municipal Financing

Tow Truck Financing


U.S. Invoice Factoring

Working Capital Financing


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Machine Tool USA

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